Pag-IBIG Fund is a government program that helps Filipino families to make their dream houses come true in the course of the housing loans they offer. Due to the fact that it is one of the most beneficial investments available to citizens, a lot of people are intending to acquire membership to be able to build the perfect home for their families.
Providentially, most citizens don’t need to acquire membership for Pag-IBIG Fund for themselves as it is commonly prepared by the company a registrant is working for. However, it is quite unfortunate for those who don’t have stable jobs as they aren’t granted the privilege of having it prepared just like how it is for the employed citizens. They have to personally shoulder the cost of the contribution since they aren’t a part of any company.
Nonetheless, business owners or self-employed or unemployed registrants may still apply for an account with Pag-IBIG as it is not much of a hassle to register on your own. By registering for an account, citizens will fall under the Voluntary Member category.
In addition, there are also certain qualifications for anyone who intends to be a member of the said program.
The amount of contribution doesn’t differ that much. For employed members, the maximum amount of contribution is currently priced at a measly amount of P100 which is shouldered individually by the employer and the employee themselves.
Meanwhile, for unemployed members who are considered as reactivating member or non-working spouse of an actively paying member is also priced at P100. Moreover, the unemployed member may upgrade their monthly contributions if they prefer, but is not allowed to lower down the amount.
Also, self-paying members or voluntary members are given the opportunity to choose the terms of payment they prefer. They can commit to monthly, bi-monthly, or quarterly.
For the individuals who are intending to register for themselves, who want to manage their own contributions, here are the things they would need to know for a hassle-free application.
Pag-IBIG has divided the IVM or Individual Voluntary Members for several categories specifically intended for each member with different status. For every category, a particular set of requirements should be submitted as a part of the application.
After being classified accordingly, registrants may now proceed to the processing of their application. Here are the following steps to be done respectively:
Being a Pag-IBIG member is a practical step to secure the future. For more details regarding Pag-IBIG Fund membership, visit their website, or go directly to the nearest branch in your place
Ask ko lang po Kung pweding Mag volunteer as a member ang kasamabahay ? Kasambhay po Ako at Mag 6 years n ako S employeer ko Pero wala po akong pagibig gusto Ko pong magkaroon
Pwede ba akong maging member kahit un-employed ako at umaasa lang sa support ng mga anak ko?