Cebuana Lhuillier Franchise: Is it a possibility?

Many Filipinos seek the need for access towards services provided by the bank like managing payment of bills, receiving or sending money, and other transactions made electronically; However, there is still a huge number of Filipinos who lacks possession of a bank account, which makes local and international padala centers like Cebuana Lhuillier an ideal substitution to have access to the aforementioned services.

The increase of demand for business concepts similar to Cebuana Lhuillier grew together with the growth of Philippine’s population, thus making padala/bayad center as an ideal franchise of choice.

Read further below to find out if you can franchise Cebuana Lhuillier and the type of services they provide.

About Cebuana Lhuillier

Agencia Cebuana had its first store in Cebu in 1953, and later adopted the tradename Cebuana Lhuillier in 1987; a year after gaining its tradename, Cebuana Lhuillier formally established itself in 1988 as a business who help deals with financial services and ever since they continue to lead Philippine’s pawning, remittance, and microinsurance industry.

So far, Cebuana Lhuillier has grown to over 2,500 branches nationwide and continues to grow through following the mission and vision they had implemented which helped them prosper in the business.


Cebuana Lhuillier Franchise: Is it a possibility?

Despite many entrepreneurs looking for the opportunity to franchise Cebuana Lhuillier, they are still not accepting any application for franchising the business.

Services Cebuana Lhuillier provides

Main Services

Pawning. Cebuana Lhuillier accepts an array of items for pawning extending from precious stones like golds, diamonds to non-jewelry items such as laptops and cell phones.

Remittance. Transferring money is accessible both for national and international accounts; The remittance service is also processed in real time, making it quick and easy to receive and send money.

Micro Insurance. Choose from the selection of insurance products catered to depending on an individuals status (Student, individual, group, Security, Employee)

Micro loans. As of writing, this service is undergoing an upgrade.

Bank. You can ask for a loan according to your needs, set up a time deposit or a savings account.

Institutional Services. While you can’t franchise Cebuana Lhuillier, they are currently offering a partnership with businesses to help with the growth and cash management.

24k Rewards Program. Becoming a part of this program entails exclusive privileges, discounts, freebies, and special services for every transaction made to any branches nationwide.

Other Services


  • Foreign Exchange. Services of Cebuana Lhuillier is also available through selected international branches.
  • Bills Payment. You can also process your bills to pay in Cebuana.
  • E-Load. Loading station to recharge your prepaid load.
  • Perapal. Have the ability to shop online without credit cards or ATM by processing your payment to Cebuana Lhuillier branches.
  • Top up. Catering to online gamers to give the capability to purchase credit for Level up! And other e-game accounts.


  • Corporate Payout– Cebuana Lhuillier may help with the monthly payment service, monetary bonus/incentives, money distribution and other corporate disbursements.
  • Collection Services– Advisable for businesses associated with the distributing and collecting fees.

The benefits and downside of padala centers

Padala centers like Cebuana Lhuillier have a guaranteed flow of customers if placed strategically on near or within residential and commercial areas. The downside with this type of franchise is the contract renewal fee that comes depending on the term of the agreement; however, as mentioned earlier, due to the constant flow of patrons padala centers are guaranteed to give immediate profit payback.

As padala centers are naturally in demand with the right management and careful planning of business location, accumulating profit will naturally come.

52 responses to “Cebuana Lhuillier Franchise: Is it a possibility?”

  1. joan says:

    Please email me
    Assist me for mindanao
    Misamis occidental

  2. edsel says:

    how much for franchise? pls send details to my email add

  3. Marilyn Lalican says:

    How and how much to franchiss?

  4. Jimmy Reginaldo says:

    Hi iam Jimmy Reginaldo ask q lang po kung mag Kano po ang kailangan capital to open cebuana

  5. Rassel Latorre says:

    Please send details

  6. joaquin atlasam says:

    I’m interested to franchise at your good company,me I know the details and how much?I’m just want to operate at my own town here in cebu at far far away from the city.pls send me the details in my email add..

  7. Gloria Vicenta P.fampo says:

    Good morning, ask lang po how Much po need na capital of open ng Cebuana, or how Much Pag franchise? Pls send me e-mail.
    Your answer is highly appreciated.thank you

  8. Lyca Nunez says:

    How and how much franchise ? Hm much capital need ??

  9. Lucille Perez says:

    How much to franchise at ano mga requirements. Email add.

  10. Rolly Manzano says:

    Pls send me the details on how to franchise

  11. Jean says:

    I’m interested I have a good location pls email me on how to franchise or are you willing to open a new branch it’s a good location…

  12. meryletta Gomera says:

    how much will be the franchise

  13. How to franchise. Please send details po.From san jose de buan samar city of catbalogan.

  14. sol says:

    How much is the franchise? Email me at

  15. Leo says:

    how is much is the franchise fee and other fees we need to invest?

  16. Brenda Escobal Apelo says:

    Gusto.ko mag franchise how much po

  17. Remelie says:

    How much to franchise cebuana? Pls send to my email or ano requirements? Or contact number???

  18. Arah says:

    How much is the franchising fee and the initial investment?

  19. charisse pauline quintos says:

    please send details. thank you

  20. Marlon Angoluan says:

    How much for franchise, Please send me the details on my


    magkano po aabutin ng franchise fee and other fees?

  22. Lucila Mision says:

    How to franchise and how much

  23. Myrna mimay says:

    Paano at magkano po ang mag franchise ng cebuana Lhuiller?

  24. Myrna mimay says:

    How much po magfranchise ng cebuana Lhuiller?


    how much i need to provide for franchising.


    please email me and assist me im so really interested

  27. Excellency Guiang says:

    details as to how to own and operate a Cenuana Lhuiller branch. thank you

  28. maricar jin says:

    how to franchise

  29. Gemma Lapitan says:

    How much po franchise fee?

  30. Conchita P. Mendozs says:

    How much for franchising Cebuana Lhuiller Pawnshop?

  31. Ched sta. Maria says:

    Please email me regarding franchise. Thank you!

  32. Roselie Ocab says:

    Hi , i am interested to aooly for franchising business in cebuana. How much will it cost for the franchise fee?
    Awaits your feedback.
    You send me an email

    Thank you.

  33. Cheryll lsnguing says:

    How much is the franchise fee and other fees we need to invest..
    Please send me details on this.

  34. Cheryll lsnguing says:

    How much po is the franchise fee and other fees of Cebuana lhuillier we need to invest..
    Please me details ..

  35. Charlotte Reyes says:

    Please send me detail re franchising of cebuana. How much is the initial investment?

  36. Samson Lidres says:

    Want to know if Cebuana Lhuillier is available for franchise and how much am interested to know more details. Thank you.

  37. Noel bangoy says:

    Good morning kindly send us details po kung magkano francise at magkano po ang initial email

  38. ailon belen says:

    how much for the franchise?


    Hello po magkano po amount to open cebuana please pasend po details.

  40. BLESSW says:

    Magkano po pag franchise with existing business?

  41. Iman says:

    Please send details thank you

  42. Zhel says:

    How much po for the franchse?
    Im intetested.

  43. Melody Cadaoas says:

    more details on how to franchise pls?

  44. Janice rose abada says:

    Paanu po Maka franchise ng cebuana lhuillier and how much po?

  45. Al Cruz says:

    mag put up ng Padala Center? We have a
    good location, near a public market and a mall. Please send info

  46. jopre says:

    Bakit hindi marunong magbasa mga tao? Ang laki laki sa article na hindi nagaaccept ng franchise ang cebuana eh. Smh.

  47. gaite jackaria says:

    Good pm po, I’m interested in frincising Cebuana Lhullier, pls contact me if ever you r open for franchising, Gaite M. Jackaria, Tandubas, Tawi-Tawi. Thank you.

  48. Ricky Osano says:

    Good am/pm asking po kung nagkano ang franchise sa bulacan

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